0% APR is NOT a short term introductory period. Other cards misdirect students with rewards or short term intro periods that balloon to high interest shortly thereafter. This card is built for parents to co-sign with their children for college. No prior student credit history needed. We use co-signed data to report to all 3 credit bureaus which builds a revolving card history for each student.

Remember the last time you wanted to co-sign for your daughter? It was a painful process. Long applications, hugh time sucks and the bank probably didn’t care about the person actually using the product (hint: your daughter!).
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We are designing the fastest, easiest co-signing experience, that both parents and students will love. Even better, we have a plan to transition things seamlessly so parents aren’t on the hook forever. As students become young professionals, the card transitions to a low fixed APR and independent ownership, removing the co-signer with no hassle.

The Canopy card rewards responsible behaviors. We also give parents the control they want to monitor spending. Let’s both ensure that $50 was spent on books and not at the bar. :) But even if parents want to take a less active role on where the swipes happen, don’t worry, Canopy has your back. Our team is here to protect your spending and give you peace of mind.